Guides
Buying property
What it costs on the day you sign, the contracts that commit you, and how to check an agent is licensed.
Buying property in Madeira, step by step
The order a Madeira purchase happens in: tax number, promissory contract and deposit, deed, and the registration that fixes priority against third parties.
Every line that leaves the account on deed day
Transfer tax, stamp duty, registry and legal fees on a Madeira purchase: which lines are fixed by law, which are only practitioner-reported, and which are not.
Madeira has its own IMT table, and a non-resident buyer does not get it
IMT on a Madeira property purchase: the regional brackets, the flat rate that overrides them for a non-resident buyer, and the two-year residency cure.
Checking that an estate agent is actually licensed
Real estate mediation in Portugal needs an AMI licence issued by IMPIC and listed on a public register. How to search it, and what an angariador is not.
What a non-resident can actually borrow in Portugal
Banco de Portugal publishes a loan-to-value ceiling. What banks lend a non-resident against it is not published by anyone, so no figure appears on this page.